Customer wallet
Self-enrolment with operator approval, cash-in via agents, wallet-to-wallet transfers, QR pay and bill payments.
Live national deployment
A country's mobile-money service runs on our platform.
Customer wallets, an agent network, a double-entry ledger and an operator console — white-labelled per market and operating nationwide in the Union of the Comoros today. We own the platform end to end, and we can stand it up in another market.
The platform
One platform, the full agent-led mobile-money stack.
We build and own the complete stack, deployed per country under the local partner's own brand — in the Comoros it runs as Wakati, the consumer brand of Huri Money.
Agent network
KYB-onboarded agents holding e-money float — cash-in, cash-out, configurable commissions, liquidity alerts.
Ledger core
Double-entry postings, balanced and auditable, with full reporting across every movement of money.
Operator console
Approvals, fees, limits, security deposits, statements and audit — configuration, not change requests.
Why a central bank lets us near the rails
The same team built the UAE's national-ID authentication layer.
Before we moved money, we proved identity. Our team designed and built the cross-platform National ID SDK and online Validation Gateway through which every regulated entity in the UAE — government, banking, telecom, law enforcement — authenticates the national ID.
It has been in production since 2017, and we still operate it. That record is the reason a regulator will consider a payments platform from a firm of our size.
UAE National ID SDK & Validation Gateway — in production
2M+Authentications per day across all implementations
1.3MAuthentications per day, UAE national system alone
40M+Identities managed
99.99%Availability observed
2017In production since
Credentials
Standards-grade, and accountable to the people who audit us.
- MOSIPCertified System Integrator
- VisaStrategic Partner
- Tech5Strategic Engagement
- Common CriteriaEAL4
- PCI-DSSPayments rails
Trusted by
Governments, banks and financial institutions across the Middle East and Africa.
What we do
Three things, done deeply.
Three service lines, each backed by something running in production today.
Digital Identity Management
National ID SDKs, validation gateways, identity-verification platforms, smartcard and PKI.
- Biometric authentication
- Secure digital ID issuance
- Identity verification systems
Digital Onboarding & eKYC
Biometric capture, document and OCR processing, adjudication middleware, banking-core integration.
- Seamless customer onboarding
- Document verification
- Real-time data validation
Digital Transformation
Solution architecture, integration and modernisation for identity- and payments-heavy enterprises.
- Enterprise integration architecture
- Payments-rails architecture
- Custom software engineering
Track record
Built the real thing — not slideware.
A lean, senior, predominantly technical team — the people who architect the systems are the people who deliver them. And we stay: the UAE national system has run since 2017, Bank of Abyssinia for over three years.
We are a MOSIP-Certified System Integrator, a Visa Strategic Partner, and hold a strategic engagement with Tech5.
Union of the Comoros
Nationwide mobile money
A full white-label wallet, agent network and ledger platform operating as Wakati for Huri Money.
Read the case study United Arab EmiratesNational ID SDK & Validation Gateway
The cross-platform SDK and online gateway through which government, banking, telecom and law enforcement authenticate the national ID. In production since 2017.
Read the case study EthiopiaRetail-banking onboarding at national scale
Tablet biometric capture, document OCR and adjudication middleware integrated to the core banking system. 3+ years in production.
Read the case studyPlanning a payments or identity programme?
Tell us what you are trying to build. We will tell you honestly whether we are the right partner for it.